Ohio Department of Insurance OH-Life-Agent-Series-11-44 dumps - in .pdf

OH-Life-Agent-Series-11-44 pdf
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Sep 05, 2026
  • Q & A: 107 Questions and Answers
  • PDF Price: $59.99
  • Free Demo

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  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Sep 05, 2026
  • Q & A: 107 Questions and Answers
  • PDF Version + PC Test Engine + Online Test Engine
  • Value Pack Total: $119.98  $79.99
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Ohio Department of Insurance OH-Life-Agent-Series-11-44 dumps - Testing Engine

OH-Life-Agent-Series-11-44 Testing Engine
  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Sep 05, 2026
  • Q & A: 107 Questions and Answers
  • Software Price: $59.99
  • Testing Engine

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionObjectives
Life Insurance Concepts- Life insurance policies
  • 1. Term life insurance
    • 2. Universal life insurance
      • 3. Whole life insurance
        - Policy provisions and riders
        • 1. Common policy riders
          • 2. Beneficiaries and ownership rights
            Insurance Basics- Insurance principles and risk management
            • 1. Insurance contract fundamentals
              • 2. Risk classification and types of risk
                Ohio Insurance Law and Regulations- Ethics and compliance
                • 1. Fraud prevention
                  • 2. Unfair trade practices
                    - State licensing requirements
                    • 1. Continuing education requirements
                      • 2. Producer licensing rules
                        Annuities and Retirement Products- Annuity basics
                        • 1. Fixed vs variable annuities
                          • 2. Suitability standards

                            Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

                            Question 1

                            To receive proceeds from a death benefit, a minor

                            A. must have an appointed guardian.
                            B. must be related to the insured.
                            C. can only be named as a contingent beneficiary.
                            D. must be at least 16 years old.


                            Question 2

                            Upon the divorce of an insured who designated their spouse as the beneficiary, which of the following actions
                            will result?

                            A. the spouse designated as beneficiary will remain an irrevocable beneficiary
                            B. the insured must pay 50% of the premiums paid to the spouse named as the beneficiary
                            C. the policy will automatically be terminated
                            D. the designation of the spouse as a beneficiary is revoked


                            Question 3

                            Which of the following policies allows the policyowner to change two policy features?

                            A. Modified Life.
                            B. Credit Life.
                            C. Adjustable Life.
                            D. Term Life.


                            Question 4

                            What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
                            third party concerning the applicant?

                            A. Fair Credit Reporting Act
                            B. Dodd Frank Act
                            C. McCarran-Ferguson Act
                            D. Unauthorized Insurers Service of Process Act


                            Question 5

                            A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

                            A. reduce the policy premium.
                            B. accumulate without interest.
                            C. be paid to the policyowner in cash.
                            D. purchase additional insurance protection.


                            Solutions:

                            Question 1
                            Answer: A
                            Question 2
                            Answer: D
                            Question 3
                            Answer: C
                            Question 4
                            Answer: A
                            Question 5
                            Answer: B

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